Can I Sell On Ebay Without Paypal?[LoginRadius_Share] The short answer to this question is “yes”. The longer answer is that it can be complicated.
If you have an account with an authorized merchant service and the appropriate payment gateway, you can directly accept credit and debit payments from your buyers on eBay.
What is a merchant account? A merchant account is a bank account that allows businesses to accept credit or debit payments.
What is a payment gateway? A payment gateway is an ecommerce service provider that serves a role similar to that of a credit card terminal in a retail location.
A payment gateway encrypts the sensitive information being transmitted when a credit or debit card is used to purchase an item. As of this writing (2014), PayPal’s Payflow and authorize.net are the only two payment gateways available to sellers on eBay, however eBay is in the process of adding additional payment gateways for sellers.
Getting an account with a merchant service can sometimes be tricky, especially if you don’t have enough business credit or poor personal credit. eBay has a list of authorized merchant services that you can use to accept payments from buyers. It is important to note that eBay recommends that all sellers offer buyers the option to purchase products through PayPal because PayPal is fully integrated into eBay’s services. By not allowing your buyers the option to purchase using PayPal, you can substantial limit your ability to make money selling eBay.
As a seller, you cannot ask buyers to mail you cash or make payments through non-bank, point-of-sale transfer companies such as Western Union and Moneygram. If you are caught doing this, your listing may be cancelled or your account may be suspended.